In-Band PIN Verification

The following diagram shows the sequence of messages exchanged between actors to do an in-band PIN verification.

Knowledge (PIN) Enrolment

Our on-demand PSD2 SCA knowledge PIN verification service requires no prior end-user enrolment, the service can provide access to exiting debit and credit card schemes where acquirers already have pre-existing end-to-end card issuance and card management procedures in place to securely issue end-users with a personal card (PAN) and an associated PIN.

The service benefits from MYPINPAD HSM (Hardware Security Module) protected PIN capture and verification services in accordance with ISO PIN Block standards.